Vakuutuspalvelu, joka sisältää liikenne- ja kaskovakuutuksen.

Comprehensive Insurance

The competitive Full Cover Insurance can be easily included in your leasing contract.

New Comprehensive Insurance from 1.1.2025

On 1.1.2025, the insurance company of NF Fleet Comprehensive Insurance will change to Ayvens Insurances (Euro Insurances DAC), owned by the Ayvens Group. The new Comprehensive Insurance has been developed to be flexible according to our customers’ needs and to meet market demands, for example for electric cars.

The new insurance will also cover electric vehicle’s charging cable, home charger and the towing of electric vehicle in the event of driving battery running out. As before, you can choose the level of deductible that suits your situation which actively influence the amount of premiums you pay.

The new insurance terms and conditions will be applicable from 1.1.2025 and will apply to all existing contracts.

  1. Cars are always fully secured, so there are no surprises in the event of an accident.
  2. Comprehensive Insurance premiums come with your other leasing expenses on the same invoice, month by month and always itemised by car – saving you on invoice processing costs and eliminating the need for balancing invoices.
  3. Claims are handled quickly, as our technical service is familiar with the contents of the insurance policy and can advise the repairer swiftly.
  4. NEW The new insurance will now also cover electric vehicle’s charging cable, home charger and the towing of electric vehicle in the event of driving battery running out.
  5. NEW The update will change the pricing per vehicle from pricing based on engine capacity to pricing based on the taxable price of the vehicle.

Comprehensive Insurance provides extensive cover

We have combined compulsory statutory traffic insurance with comprehensive insurance. Our comprehensive insurance includes cover against collision, elk damage, fire, theft, vandalism and glass damage, as well as roadside assistance (towing, accommodation and travel expenses in the event of damage), legal expenses and extended redemption cover. Read more about the details from the terms and conditions of the insurance.

Prices and deductibles

Comprehensive Insurance rates are competitive: prices start from 45€ per month. You can choose between three levels of deductible: 250€, 500€ or 1000€. The update will change the pricing per vehicle from pricing based on engine capacity to pricing based on the taxable price of the vehicle. For windscreen repair and car service, you pay no deductible at all. Read more detailed description of the insurance, prices and conditions.

Insurance description

The higher the deductible, the cheaper the insurance.

However, a high deductible does not always pay off. If your car is used a lot in cities and you drive a lot of kilometres per year, we recommend a low deductible. In our experience, a high deductible can save money initially, but with more excess claims, the savings turn into an additional cost in the long run. Our customer service will also be happy to advise you on the choice of a specific deductible for your car.

Insurance prices € / car / month

From 1.1.2025, Comprehensive Insurance prices will be determined according to the investment price* of the vehicle and the amount of the deductible, as follows:

Investment price* Deductible 250€ Deductible 500€ Deductible 1000€
Under 24 999€ 68€ 53€ 45€
25 000-34 999€ 78€ 63€ 55€
35 000-44 999€ 88€ 73€ 60€
45 000-54 999€ 98€ 83€ 70€
55 000-64 999€ 108€ 93€ 76€
over 65 000€ 118€ 103€ 86€
* Investment price is the recommended retail price of the car, subject to tax.

What if the company has a lot of cars, but few accidents?

The better drivers drive, the cheaper we can provide insurance. We will be happy to calculate a personalised insurance quote if your company has a history of infrequent car damage. Ask for a quote from our customer service.

Ayvens Insurances specialises in vehicle insurance

Ayvens Insurances (business ID 222618) is a 100% owned subsidiary of the Ayvens Group, located in Ireland. Ayvens Insurances has been operating since 1994 and operates in 42 countries around the world. Ayvens specialises in vehicle insurance and currently has approximately 1.7 million vehicles insured. Ayvens Insurances operates under the supervision of the Central Bank of Ireland (licence number C33597).

Ayvens Insurances is partnered with Crawford & Company. Ayvens Insurances / Crawford & Company customer service provides advice on all matters relating to car insurance, insurance conditions and the purchase of a Green Card.

Insurance terms

Contact details of the Ayvens Insurances / Crawford Customer Service:
Tel. 09 251 37540
Mon-Fri 8.30 – 16.30
euro@crawco.fi

In case of accident

Full Cover Insurance until 31.12.2024

Our partner for Full Cover Insurance is AXA Crawford Solutions. AXA’s customer service provides advice on all matters related to motor insurance, insurance terms and obtaining a Green Card. See the more detailed description and prices of the insurance, as well as the insurance terms and conditions.

Opening hours: Mon–Fri from 8:30 a.m. to 4:30 p.m.
Telephone: 09 2513 7540
Telephone at other times: 0800 9 0909
Email: axa@crawco.fi
Fax: +358 (0)9 2513 7554

AXA-vahingot c/o Crawford & Company
Rantatie Business Park
Hermannin rantatie 8
FI-00580 Helsinki

A crash with a company car?

In the event of an accident, do this. You can submit an accident report OnLine on the InCar website.

Sateenvarjo
Comprehensive Insurance
We welcome you as a customer. Contact us at 010 404 505